📊 Cryptocurrency data updates every 2-5 minutes. Banking fees updated periodically. View accuracy disclaimer | Not financial advice.

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Data Disclaimer

Effective Date: October 1, 2025
Last Updated: October 1, 2025

Important Notice

The information provided on Transfer Charges (www.transfercharges.com) is for informational purposes only. By using our Service, you acknowledge and agree to the limitations and disclaimers outlined below.

1. Not Financial Advice

Transfer Charges does NOT provide:

  • Financial advice or recommendations
  • Investment advice or strategies
  • Trading signals or suggestions
  • Tax planning or advice
  • Legal or regulatory guidance

Always consult qualified professionals before making financial decisions. We are an information service only.

2. Data Sources and Update Frequencies

2.1 Cryptocurrency & Blockchain Data

Update Frequency: Every 2-5 minutes

Data Sources:

  • Etherscan (Ethereum gas fees)
  • Cardanoscan (Cardano fees)
  • Official blockchain explorers
  • Cryptocurrency price aggregators
  • Exchange APIs

Limitations:

  • Delays of 2-5 minutes are normal
  • API outages may cause longer delays
  • Network congestion affects accuracy
  • Displayed fees are estimates
  • Actual fees may vary significantly

2.2 Banking & Wire Transfer Data

Update Frequency: Manually updated every 2-4 weeks

Data Sources:

  • Bank official websites
  • Financial institution disclosures
  • Industry reports
  • Public fee schedules

Important Limitations:

  • May not reflect current fees
  • Shows typical ranges only
  • Does not include all possible charges
  • Varies by account type and relationship
  • Subject to human error in collection
  • International fees highly variable

2.3 Exchange Rates

Update Frequency: Real-time where applicable

Limitations:

  • Rates shown are indicative only
  • Does not include conversion spreads
  • Actual rates vary by provider

3. Accuracy Limitations

We Cannot Guarantee:

  • 100% accuracy of any data
  • Real-time precision
  • Completeness of information
  • Future fee predictions
  • Availability of services

Common Variances:

  • Blockchain fees: Can change within seconds during high congestion
  • Banking fees: May have undisclosed conditions or exemptions
  • Crypto prices: Vary between exchanges and regions
  • Historical data: May have gaps or corrections

4. Use at Your Own Risk

You Acknowledge That:

  1. Verification Required: Always verify fees with actual service providers
  2. Losses Possible: Decisions based on our data may result in losses
  3. No Liability: We are not responsible for any damages or losses
  4. Data Delays: Information may be outdated when you view it
  5. Third-Party Dependency: We rely on external data sources

5. Special Notices

5.1 High Volatility Warning

Cryptocurrency markets and gas fees are highly volatile. Data can become outdated within seconds during periods of high activity.

5.2 Banking Fee Variations

Banking fees vary based on:

  • Account type and balance
  • Customer relationship status
  • Transaction amount and destination
  • Intermediary banks
  • Currency conversions
  • Regulatory requirements

5.3 Network Congestion

Blockchain fees spike during:

  • Market volatility
  • Popular NFT mints
  • Network upgrades
  • DeFi protocol launches
  • Airdrop claims

6. No Warranty

All information is provided "AS IS" and "AS AVAILABLE" without warranty of any kind, including but not limited to:

  • MERCHANTABILITY
  • FITNESS FOR A PARTICULAR PURPOSE
  • ACCURACY OR COMPLETENESS
  • NON-INFRINGEMENT
  • CONTINUOUS AVAILABILITY

7. Limitation of Liability

Transfer Charges, its operators, employees, and affiliates shall NOT be liable for:

  • Direct or indirect financial losses
  • Lost profits or opportunities
  • Transaction fees paid
  • Failed or delayed transactions
  • Investment losses
  • Business interruptions
  • Data inaccuracies
  • Consequential damages

Maximum liability shall not exceed $100 USD.

8. Third-Party Data

8.1 External Sources

We aggregate data from third parties and cannot:

  • Guarantee their accuracy
  • Ensure continuous availability
  • Control their methodologies
  • Prevent their errors

8.2 Attribution

Data providers include but are not limited to:

  • Etherscan.io
  • Cardanoscan.io
  • CoinGecko
  • CoinMarketCap
  • Various bank websites
  • Public financial databases

9. User Responsibilities

You are responsible for:

  • Verifying all data independently
  • Understanding fee structures
  • Checking current rates before transacting
  • Making informed decisions
  • Accepting risks of cryptocurrency
  • Complying with local regulations

10. Specific Service Disclaimers

10.1 Calculator Tool

  • Provides estimates only
  • Based on current available data
  • Does not include all possible fees
  • Cannot predict future rates
  • Simplified calculations

10.2 Historical Charts

  • May contain gaps or corrections
  • Not suitable for trading decisions
  • Subject to retroactive adjustments
  • Display averages, not exact values

10.3 Comparison Features

  • Simplifies complex fee structures
  • May not capture all nuances
  • Based on typical scenarios
  • Individual results will vary

11. Regional Considerations

Fee data may not account for:

  • Local regulations
  • Regional pricing differences
  • Currency controls
  • Tax implications
  • Sanctions or restrictions

12. Updates and Corrections

We reserve the right to:

  • Correct errors without notice
  • Update methodologies
  • Change data sources
  • Modify update frequencies
  • Remove or add data points

13. Indemnification

By using our Service, you agree to indemnify and hold harmless Transfer Charges from any claims arising from:

  • Your use of the data
  • Decisions based on our information
  • Losses incurred
  • Third-party claims

14. Contact for Concerns

To report data issues or concerns:

Email: support@transfercharges.com
Response Time: 24-48 hours
Include: Screenshot, timestamp, and description

15. Governing Law

This disclaimer is governed by the laws of [Your Jurisdiction], without regard to conflict of law principles.

16. Severability

If any provision is deemed invalid, the remainder shall continue in full force and effect.

17. Acknowledgment

By using Transfer Charges, you acknowledge that:

  • You have read and understood this disclaimer
  • You accept all risks associated with using our data
  • You will not hold us liable for any losses
  • You will verify information before acting on it
  • You understand data limitations and delays

Remember: Always verify current fees directly with service providers before initiating any transaction. When in doubt, consult qualified financial professionals.